Seeking for a Framework to Advance Fintech-Mediated Digital Financial Inclusion for Brazilian Small Business Companies
Résumé
This research-in-progress aims to study digital financial inclusion, mediated by fintech, of Brazil’s micro and small business companies. Digital financial inclusion is a critical factor in helping reduce social inequalities and promote economic growth, acting as a shortcut to achieve sustainable development goals (SDGs). Digital technologies in the financial market bring the promise of digital financial inclusion induced by fintech. However, the complexity of financial systems leads us to explain better the business environment and the social context of this phenomenon. Thus, we will conduct a case study on Brazilian Development Bank (BNDES), the leading Development Finance Institution (DFI) and a key actor in the financial inclusion agenda in Brazil that uses a digital platform to partner with fintech and give credit loans to small businesses. We aim to produce a framework to explain better the business environment of the digital financial inclusion induced by fintech for micro and small business companies.
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